Massachusetts Eye and Ear physician and surgeon, Dr. Michael Yoon, Ophthalmic Plastic Surgery and Ophthalmic Oncology | Fellowship Programs Leader for the Department of Ophthalmology discusses his study on 3-D Printing for Orbital Reconstruction After Trauma or Tumors that was presented at the 2022 American Academy of Opthalmology (AAO) Annual Meeting.
Author: healthprofessionalradio
Destigmatizing Healthcare Professionals Seeking Help to Address Mental Health Issues
John Bracaglia, CEO and co-founder of Marvin, a company providing behavioral health services for healthcare professionals, shares his story and talks about why he launched Marvin. It has been reported that only 35% of healthcare workers show an improvement from a traditional depression and anxiety treatment program. Marvin’s trained therapists have the cultural competency to understand the demands of the life of a healthcare worker and create a personalized, concierge-level treatment program that is not a one-size-fits-all approach.
Infinant Health – Infant Microbiome and Health Trajectory
Kaile Zagger, CEO of Infinant Health, previously known as Evolve Biosystems, discusses the importance of the infant microbiome and why their product, EVIVO, contains a specific strain of B. infantis, EVC001.
CVS Health – Real World Evidence in Clinical Trials
Jill Pellegrino, Vice President of Recruitment and Real World Evidence (RWE) at CVS Health Clinical Trial Services, discusses how CVS Health is leveraging its many resources to develop comprehensive real-world data and real-world evidence that complement clinical findings, revealing deeper insights into health and safety outcomes, efficacy of treatments, and patient and physician behaviors.
Cambrian BioPharma – Equitable Access to Healthful Aging
Juliette Han, Chief Financial Officer and Chief Operating Officer at Cambrian BioPharma discusses the company’s work in discovering treatments that increase healthspan and why people living longer would benefit the economy/society. She talks about the importance of the healthcare industry sharing clinical and experimental data transparently with one another to collectively solve healthcare issues and investing in preventative medicines rather than focusing just on treatments.
Inflation Fueling the Need for Price Transparency in Healthcare
Rob Graybill, SVP, Strategy & Business Development at Zelis, a healthcare payments and pricing company, discusses new research that shows over a third of households in most income brackets have “delayed or avoided medical care or purchasing of prescriptions” due to rising costs. He talks about the Transparency in Coverage Rule, how consumers can “shop” for healthcare, and how removing the mystery of cost is essential during a time when so many may avoid care due to budget constraints.
The Different Types of Health Insurance Policies Available
There are many different types of health insurance policies available to individuals and families, and it’s very important to compare health insurance options to find the best fit for you. The type of policy you choose should be based on your needs and budget. Keep reading to learn more about the different types.
Public Hospital Insurance
Public hospital insurance in Australia is a system of socialized medicine in which the government operates and pays for most hospital care. The system is funded by a combination of general taxes and a Medicare levy, which is paid by all working Australians. It is available to all residents of the country, regardless of age or income. Patients admitted to a public hospital are charged a nominal fee, which is waived for those who cannot afford it. It covers most of the cost of hospital care, including room and board, surgery, medications, and other treatments. Patients are typically responsible for a small co-payment, which is waived for those who cannot afford it.
Public hospital insurance is administered by the government-owned Medicare system. Medicare operates more than 3,000 hospitals and clinics across the country and provides coverage for more than 90% of all hospital admissions. Public hospital insurance is one of the most generous socialized medicine systems in the world. Patients receive access to high-quality hospital care at a fraction of the cost of similar care in the United States.
Private Hospital Insurance
Private hospital insurance is one of the most important types of insurance in Australia. It can help you pay for the cost of private hospital treatment, which can be expensive. There are a number of different private hospital insurance policies available in Australia. It is important to compare the different policies and find one that meets your needs. Some private hospital policies only cover you for a certain number of days in a private hospital. Others will cover the entire cost of your treatment. It is important to check what is covered by your policy.
Most policies will cover hospital accommodation, doctors’ fees, and diagnostic tests. But they may not cover things like ambulance costs or prescription drugs. Private hospital insurance can be expensive. But it can be a good investment if you need to go to the hospital. Make sure you read the Product Disclosure Statement (PDS) carefully to understand what is covered and what is not.
Extras or Ancillary Insurance
Extras cover, also called ancillary insurance, is a type of health insurance that covers services and treatments that are not covered by regular health insurance policies. This can include things like dental care, optical care, physio and chiro treatment, and ambulance services. Extras policies are a popular choice for Australians, as they can provide a lot of added value for a relatively low price. For example, a basic extras policy may include cover for dental services, optical care, and a range of other treatments, while a more comprehensive policy may also include cover for ambulance services and other medical treatments.
Many Australians also take out extras policies to cover their family members. This can be a cost-effective way to provide coverage for your loved ones, as family members can often be covered for a lower price than if each individual policy was purchased separately. Extras policies are a great way to ensure that you have access to the health care you need when you need it. They can also be a cost-effective way to cover your family’s health care needs.
Overall, there are many different types of health insurance policies available in Australia. While the specifics of each policy vary, they all provide some level of coverage for medical expenses. It is important to understand the different types of policies available and to select the one that is best suited for your needs.
How Do You Know if You Need Health Insurance?
How do you know if you need health insurance? This is a question that many people ask themselves, especially those who are self-employed or who do not have employer-sponsored health insurance. The answer is not always clear, but there are some general guidelines that can help you make a decision. Keep reading to learn more about how to know if you need health insurance.
What is health insurance?
Health insurance is a type of insurance that covers the cost of medical expenses. It can be purchased individually or through an employer. Health insurance is important because it can help protect you from high medical costs.
There are several different types of health insurance plans in Australia. The most common type is the indemnity plan. An indemnity plan allows you to choose your own doctor and hospital. The insurer will pay a set amount for each service, regardless of the actual cost. Another common type of health insurance plan is the managed care plan. A managed care plan usually has a network of doctors and hospitals that you must use in order to receive coverage. These plans usually have lower premiums but may require you to pay more out of pocket when you receive care.
You should consider purchasing health insurance if you do not have any other way to pay for your medical expenses. Health insurance is also important if you have a preexisting condition, as it can help protect you from being denied coverage or charged more for coverage. If you’re unsure what health insurance plan is best for you, you can compare health insurance with iSelect. iSelect allows you to filter your results by factors such as price, coverage, and provider. This makes it easy to find a plan that fits your needs.
Are there any other types of coverage I should consider?
There are a few other types of coverage you may want to consider in addition to health insurance. These include dental insurance, vision insurance, and disability insurance. Dental insurance can help cover the cost of routine dental care, such as checkups and cleanings. Vision insurance can help pay for routine eye exams and eyeglasses. Disability insurance can help replace some of your income if you become disabled and are unable to work.
Do I really need health insurance?
There are a few things that you can do to help determine if you need health insurance. The first is to look at your budget. How much can you afford to spend on health care each month? The second is to look at your medical history. Do you have any preexisting conditions that would require special care? The third is to look at your family’s medical history. Do any of your family members have preexisting conditions?
If you answered yes to any of these questions, you may need health insurance. Health insurance can help you pay for the cost of health care, which can range from doctor’s visits to hospital stays. It can also help you pay for prescription drugs and other medical expenses.
What happens if I don’t have health insurance?
If you are uninsured and become seriously ill or injured, the cost of your medical care could easily bankrupt you. Even a short hospital stay can amount to tens of thousands of dollars. If you don’t have health insurance and get sick or injured, you will likely have to pay for all of your medical costs out of pocket. This can put a serious financial strain on you and your family. In addition, if you don’t have health insurance and need surgery or other expensive treatments, you may not be able to receive the care that you need.
U.S. Navy Decompression Experiments on Sheep
Shriya Swaminathan, Science Policy Advisor at People for the Ethical Treatment of Animals (PETA) discusses the U.S. Navy’s current use of sheep for decompression sickness/illness (DCS/DCI) experiments when there are other ways to research DCS/DCI.
Solving Issues with Simultaneous Drug Submissions for the U.S. and Europe
Most drug developers seek new drug approvals in both the U.S. and Europe as they are two of the largest markets. However, considering both entities have some of the most evolved regulatory guidelines, approvals in the U.S. and Europe are often complicated by different policies, making simultaneous submissions of drug applications to multiple health authorities difficult and inefficient. Steve Sibley, VP of Synchrogenix Regulatory Science at Certara shares his expert opinion on the biggest risks and rewards when pursuing simultaneous drug application submission and talks about the differences and commonalities between the FDA and EMA, and reviews frequent missteps to avoid that can streamline the submission and potential approval success.